![]() Paul to submit an answer on Fretz' behalf in the action, in which Fretz eventually was determined to be in default. Paul of plaintiffs' malpractice claim against him in time for St. Paul Fire and Marine Insurance Company (St. ![]() Although Fretz had malpractice insurance coverage under a $1 million claims-made-and-reported policy issued by defendant St. Eventually, in late March 2007, plaintiffs commenced an action against Fretz for malpractice. As a consequence of Fretz' neglect of their insurance claim, plaintiffs lost their ability to recover on that claim. During the course of that representation, Fretz began to suffer from severe depression and thus became unable to handle his own, let alone plaintiffs', business and legal affairs. Fretz to handle their fire loss claim under their homeowners policy. Plaintiffs Amy and Thomas McCabe were the owners of a residence that was totally destroyed by fire on December 30, 2003. PAUL FIRE AND MARINE INSURANCE COMPANY, and David E. Amy McCABE and Thomas McCabe, Plaintiffs, v.
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